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Block 02 · Credit Control · Receivables

Turn overdue invoices into cash - on a schedule.

Chasing money is nobody's favourite job, so it gets done in bursts - a batch of reminders when cash runs tight, then silence - and debtors drift to 60 and 90 days. TwinMind's credit-control AI ages every debtor against its own terms and walks each overdue account down a fixed escalation ladder - polite, then firm, then final - in your voice and on your letterhead. It reads the replies, parks a promise-to-pay, pauses on a dispute, and only pulls you in for the genuinely stuck accounts. Your DSO comes down while your inbox stays quiet.

DSO downcash arrives sooner
every daynever in bursts
you approveonly the hard cases
Watch it work

Collections, running on its own

A live view of the system reading the debtor ledger, ageing every account, and stepping each overdue invoice down the reminder ladder - promises parked, disputes paused, the hard cases handed to a person. Pause it, speed it up, or replay it.

Open full screen ↗
How it works

Escalation, handled for you

Set the tone and the cadence once. The system runs every account to that playbook, every day, and only interrupts you when a case genuinely needs judgement.

1

Age every debtor

Outstanding invoices are aged per client against their own payment terms - current, 30, 60, 90+ days - in real time, so nothing slips through.

2

Escalate on a ladder

Reminders go out the day an invoice falls due and step up in tone - a friendly nudge, then firm, then final - in your voice and on your letterhead. Every account, every day, never in bursts.

3

Read the replies

A promise-to-pay is detected, parked and followed up. A dispute pauses that account's chase and is flagged with context. Everything is logged.

4

Escalate the hard cases

Only the genuinely stuck accounts are handed to a person for a live call - with the full history attached, so you step in exactly where a human belongs.

The escalation ladder

Polite, then firm, then final - automatically

Each overdue account walks the same fixed ladder on schedule, in your wording and branding. The reply decides the next move: a promise-to-pay is parked, a dispute pauses the chase, and a stuck account is escalated to you.

📨 in your voice, on your letterhead
RemindersPromise-to-payDisputesLive call
Brightline Co · invoice INV-2231 · $6,400
1Friendly remindera nudge - "just a heads-up this is now due"day due
2Firm follow-upclear ask, payment link, terms restated+7 days
3Final noticefinal request before it escalates+14 days
4Human takes the callstuck account handed over with full history+21 days
✓ Reply detected: promise-to-pay Friday · chase paused, follow-up set
Live aged debtors

See exactly where your cash is stuck

Every dollar outstanding, bucketed by age and updated continuously. Hover any bucket to see the balance and what the system is already doing about it - so the money trapped on your ledger is never a surprise.

⏱ DSO down - without chasing anyone
DebtorsAgeingCashflowWorking capital
Aged debtors · $84,210 outstanding
Current · $41,000$41k
Current
30 days · $23,000 · reminder sent$23k
30 days
60 days · $13,000 · firm follow-up$13k
60 days
90+ days · $7,000 · escalating$7k
90+ days
! Promise-to-pay · Brightline CoFri
What it does

Everything the chase involves, minus the chasing

One system runs the whole receivables playbook - so the money you are already owed converts to cash days-to-weeks sooner.

📅

Ages every debtor

Each invoice aged against its own payment terms, in real time - current, 30, 60, 90+ - so an overdue account is caught the day it falls due, not next month.

⬆️

Runs the escalation ladder

Reminder 1, then 2, then 3, then final - stepping up in tone on schedule, automatically, for every account at once.

✉️

Writes in your voice

Your wording, tone and branding, on your letterhead. Most recipients can't tell a human didn't send it - they just pay on time.

🤝

Handles promise-to-pay

A promise is detected, parked with its date and followed up - so a "next Friday" is never quietly forgotten.

Pauses on a dispute

A dispute stops that account's chase immediately and is flagged to you with the context, so you handle the relationship while everything else keeps running.

📊

One live view

Who owes what, how overdue, and what has already been done about it - one screen instead of a spreadsheet and a memory.

Control & safety

Autonomous, but on your terms

It chases relentlessly and consistently - but you set the rules, keep the sensitive calls, and can always see why anything was sent.

A human on the hard cases

Nothing awkward auto-sends. A person takes the live calls and the delicate accounts - the system just makes sure they land on your desk with the full history, not lost in an inbox.

🔗

Reads and writes your ledger

It reads outstanding invoices from your accounting system and writes payment promises and statuses back - your books stay the single source of truth.

🎚️

Your cadence, your tone

The timing, the wording and the escalation thresholds are all yours to set. Polite for key clients, firmer for chronic late payers - your call.

🧾

Every action logged

"What have we already done about this account?" is always answerable - a full, timestamped trail of every reminder, reply and decision.

🇦🇺

Onshore in Australia

Hosted in Australia; your debtor data stays onshore, aligned with the Privacy Act reforms.

🔧

Yours to own

You own the system and the code. Extend it, tune it, or fold it into a wider finance autopilot when you're ready.

This isn't a concept

Built from finance systems already running

Credit control is assembled from pieces already live for Australian businesses - reading email, matching payments, and answering questions over big ledgers.

📨

Reply-reading, in production

Our inbound-email parsers already turn messy replies into structured data - the same backbone that reads a "we'll pay Friday" and parks the promise.

🧮

Payments matched, not guessed

A 16-stage reconciliation engine ties payments to invoices - handling part-payments and grouped settlements - so "paid or not" is never a manual hunt.

📄

Invoices handled at scale

99% of supplier invoices auto-matched with three AI models cross-checking each other - the same finance-grade rigour applied to your receivables.

📈

Live ledger, sub-second

The same engine answers questions over millions of records in under a second, so your aged-debtors view is always current, never a stale export.

Built by a CFO and a CTO Hosted onshore in Australia Autonomous, but accountable - every action logged A human takes the delicate accounts You own the system and the code
FAQ

Common questions

Will the reminders sound like me, or like a robot?
Like you. The sequences use your wording, tone and branding, on your letterhead. Most recipients can't tell a human didn't send them - they just get paid on time.
Does it ever contact a customer without me?
Only within the ladder and tone you set up front. The routine reminders run automatically; anything delicate - a big account, a live phone call, a final legal step - is handed to a person. You decide where that line sits.
What happens when a customer disputes an invoice?
The system detects the dispute, pauses that account's escalation and flags it to you with the context, so you handle the relationship while everything else keeps running.
Does it connect to my accounting system?
Yes - it reads your outstanding invoices from your ledger and writes payment promises and statuses back, so your books stay the single source of truth.
How quickly will I see DSO move?
Usually within the first cycle. Because reminders go out the day invoices fall due - every account, every day - the accounts that were quietly drifting to 60 and 90 days start converting sooner almost immediately.
What does it cost?
Scoped and quoted up front. Start with a free meeting, then an AI Opportunity Audit for a costed plan; the audit fee is credited to your first build.

Bring your DSO down this quarter.

Book a free meeting and we'll show you, on your real debtor ledger, exactly what an autonomous credit-control system would recover - and what it would take to build it.

Book a free meeting

Or reach us right here, right now - talk, type or call, whichever suits you:

Live video & voice calls run 9am-5pm Brisbane; chat, the AI assistant and email are open any time. Calls are transcribed live into your chat, so everything you discuss stays right here in your messages.